Terms of Service

This "Terms of Service" (the "Agreement") is a legally binding agreement between [Your Company Name] Insurance Brokerage (referred to as "we," "our," or "us") and you (referred to as "you" or "user"). This Agreement governs your use of our website, [Your Website URL] (the "Website"), and any services or products offered through the Website.

By accessing or using our Website, you agree to comply with and be bound by this Agreement. If you do not agree with any part of this Agreement, please do not use our Website or our services.

1. Use of the Website

1.1. Eligibility: By using our Website, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into this Agreement.

1.2. User Account: Some features of the Website may require you to create a user account. You are responsible for maintaining the security and confidentiality of your account credentials.

1.3. Prohibited Activities: You agree not to use the Website for any unlawful or unauthorized purpose. Prohibited activities include, but are not limited to, violating any applicable laws, infringing on the rights of others, and engaging in any activity that disrupts or interferes with the Website.

2. Privacy Policy

Your use of our Website is also governed by our Privacy Policy, which can be found [Link to Privacy Policy]. Please review the Privacy Policy to understand how we collect, use, and protect your personal information.

3. Intellectual Property

3.1. Ownership: The Website and its content, including but not limited to text, graphics, logos, and software, are the property of [Your Company Name] Insurance Brokerage and are protected by intellectual property laws.

3.2. License: We grant you a limited, non-exclusive, non-transferable license to access and use the Website for personal, non-commercial purposes.

4. Disclaimer of Liability

4.1. No Warranty: We provide the Website and its content "as is" and make no warranties, express or implied, regarding its accuracy, completeness, or suitability for a particular purpose.

4.2. Limitation of Liability: We shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the Website or any services or products offered through the Website.

5. Termination

We reserve the right to terminate or suspend your access to the Website at our sole discretion, without notice, for any reason, including but not limited to a breach of this Agreement.

6. Governing Law and Dispute Resolution

This Agreement is governed by the laws of [Your Jurisdiction]. Any disputes arising from or related to this Agreement shall be resolved through arbitration in accordance with the rules of the [Arbitration Association], and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.

7. Changes to the Agreement

We may modify this Agreement at any time. Your continued use of the Website after such modifications will constitute your agreement to the updated terms. We will notify you of any significant changes.

8. Contact Us

If you have any questions or concerns about this Agreement, please contact us at [Your Contact Information].

This Agreement was last updated on [Date of Last Update].

Please customize this sample Terms of Service agreement to align with your specific business policies and legal requirements. It's crucial to consult with a legal professional to ensure that your ToS is legally sound and comprehensive.